Tax Credits Helpline | 0843 850 0664
In order to contact the tax credits helpline, you need to use the number 0843 850 0664. This is your golden ticket to getting advice and support on your tax credits eligibility.
But, before you pick up the phone and dial the tax credits helpline number, we recommended scanning your eyes over our guide. We have compiled useful information to help you gather what you need in order to speak to HMRC. Additionally, we can help you assess your eligibility for tax credits, such as child and working tax.
How to contact the tax credits helpline
If you’re already prepared to contact the tax credits helpline, then go ahead; the number you need is 0843 850 0664.
Alternatively, there are several methods of getting help without using the phone.
How do I contact HMRC by phone?
If you wish to speak to an advisor directly, you can use the HMRC tax credits helpline number: 0843 850 0664.
Representatives from HMRC are available Monday to Friday, 8 am to 4 pm. The helpline uses speech recognition software to determine which advisor you are transferred to. We advise that you answer with short phrases and words, for example:
- ‘update my address’
- ‘claiming tax credits’
- ‘renew tax credits’
If you have been overpaid your tax credits, you can use this same number to access the tax credit overpayment helpline.
Calls cost 7p per minute. Please note that the helpline is not available on Bank Holidays.
Before you call, you should gather together any details that will speed up the process. For example:
- Your address and telephone number
- National Insurance Number
- Details of your current income
- Your latest P45 or P60
- Any benefits you current claim or have recently stopped claiming
- The details of any childcare costs you are subject to
- Any customer reference number you have from an existing or previous claim
- The details of your partner or spouse as above
The same number may be used to access the child tax credit helpline.
How do I contact HMRC online?
If you would rather consult HMRC online, you have this option as well.
- Firstly, you can create an online account. This way you can see your previous payments, future payments, and even report any changes.
- Secondly, you can use the HMRC Digital Assistant. This pops up and lets you chat live with an advisor form HMRC. The service is available Monday to Saturday, from 8 am – 10 pm. On Sundays, it is available between 9 am – 10 pm. However, it is not available on Bank Holidays.
- Thirdly, you can use Twitter to contact HMRC online. The account @HMRCcustomers is available for residents to make enquiries. Their hours of operation are the same as digital assistance. Although, bear in mind that HMRC will not discuss personal tax affairs. For something more specific, you must call the tax credits payment helpline or use the online services.
What are tax credits?
And now that you know how to contact HMRC tax credits helpline or seek advice online, let’s chat about what tax credits actually are.
Tax credits are a state benefit provided by HMRC. They are there to support people on low incomes and those with children. Whereas tax deductions and exemptions reduce the amount of taxable income, tax credits reduce the amount of tax owed.
In the UK, there are two types of tax credits.
- Working tax credit is available to employed people who are on low incomes, regardless of whether you have a child or not. That includes both employed workers and self-employed. Furthermore, tax credits include separate tiers for circumstances such as disability and childcare payments.
- Child tax credit is eligible to all UK residents who have children. In reverse, you can be entitled to child tax credits whether or not you are employed.
We’ve compiled everything you need to know about tax credits before you dial the tax credits helpline number.
You can also check out Martin Lewis on This Morning talking about the differences between the tax credits. He also touches on how to renew and the importance of notifying the HMRC of any changes in your circumstances.
How much can you earn and still get tax credits?
Please note that tax credits are subject to your individual circumstances, so there is not a specific income threshold.
You can use the tax credit calculator on the HMRC website to work out an approximation of what you can earn. Then, you find apply and receive more personalised information using the tax credits payment helpline.
At present, the maximum annual amount for basic working tax credits is £3,040. If your household income is £6,530 or below, you could receive this amount. If you earn above this amount, your tax credits are reduced by 41 pence for every £1 you earn.
Essentially, the more you earn, the fewer tax credits you are entitled to.
In terms of child tax credits, you are not eligible if you fit the following criteria:
- Children born before 6 April 2017
- You have one child and a household income of £25,000+
Meanwhile, if you have two children born before 6 April 2017 then the maximum you can earn to get credits is around £35,000 per annum. Ultimately the best way to find out what you are entitled to claim is to call the child tax credit helpline or use the online calculator.
Who is eligible for tax credits?
Your eligibility for working tax credit depends on the hours of paid work you do each we plus your income and circumstances.
As a guideline, your eligibility and the amount you can receive depends on the following factors:
- Your income: The higher your income, the fewer tax credits you will receive.
- Individual or couple: Couples must make a claim based on joint household income.
- When your children were born: Your children’s birth dates determine how much support you can get for them. Advisors on the child tax credit helpline can provide more details.
- Weekly working hours: You must work over the minimum weekly hours to be eligible.
- If you have a disability: More tax credits are available for those in receipt of disability or sickness benefits.
Do tax credits renew automatically?
For most people, tax credits must be renewed by 31 July of the given year.
If you’re already claiming tax credits, you will receive a renewal pack that tells you how to renew your tax credits. If the pack has a red line across the first page and says ‘reply now’ then you need to renew your tax credits.
On the other hand, if it has a black line and says ‘check now’, you only need to check your details are correct. If your details are correct you needn’t do anything else, and your tax credits will be automatically renewed. You must tell HMRC immediately if your circumstances have changed or anything in your pack is incorrect.
You must contact the working tax credit helpline if anything about your personal circumstances changes. That
- Change of address
- Any changes in your income and working hours
- If you move in with your partner
- In the event you and your partner separate
- If you have another child
- As a result of your childcare costs changing
Find out more about how to manage your tax credits here:
How long do tax credits take to renew?
You can renew your tax credits online, over the phone or by post. Usually, it takes eight weeks for the renewal to go through. So it is advised to renew them ahead of the deadline.
Do I have to pay back an overpayment of tax credits?
If you receive too many tax credits, you are required to pay them back. Furthermore, you should do it as soon as possible. If you do not pay them back in a timely manner, you may end up in debt or struggling financially.
In most cases, tax credits are overpaid when you don’t update HMRC with a change of circumstances. So do keep on top of your correspondence and profile.
Contact the tax credit overpayment helpline immediately if you receive a demand for payment of an overpayment.
What benefits affect tax credits?
If you a recipient of tax credits then you may receive a decrease in the following benefits:
- Housing benefit
- Income support
- Income-based jobseeker’s allowance
- Income-related employment and support allowance
- Pension credit
However, child benefit payments are not affected by either tax credits. On the other hand, you cannot claim tax credits at the same time as tax-free childcare.
Do I qualify for working tax credits?
The best way to find out whether you apply for working tax credits is to call the working tax credit helpline. Alternatively, you can use the online calculator which will help provide you with an estimate.
What is Universal Credit?
By now, you have probably heard of Universal Credit. This is the new scheme which is being gradually introduced into the UK to replace six existing benefits. Two of those benefits are working tax and child tax.
Currently, those who currently claim working tax credits or child tax credit will retain the legacy scheme. However, if you intend to make a new claim for either benefit – you may instead be advised to apply for universal credit. The new scheme is gradually rolling out across the UK.
You can learn more about Universal Credit in this short video:
As a reminder, the number for the tax credits helpline is 0843 850 0664.
Was this useful? You may find our guide to contacting Jobcentre Plus equally helpful.